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Family income benefit

Ensure your familys' outgoings are covered should you die

A family income benfit policy is regarded as a type of term life policy but rather than paying a lump sum should you die within the term of the policy it pays a fixed monthly income until the end of the policy term to your beneficiaries.

This type of policy is available on a single and joint life basis. With regard to the joint life basis the policy will only pay out once, normally on first death.

The policy sum assured is the fixed monthly income. If the underwritten survives the term of the policy then the policy will terminate without value.