0800 634 4846

Can we help?

Call 0800 634 4846

& arrange your no obligation initial consultation - fee covered by us

Auto Enrolment

Work place pensions

Check to see if
this affects YOU


How much do you need to put into a pension?

Do some sums!

Level term assurance

Life cover for a fixed sum assured, premium and term

A level term assurance policy is life cover for a fixed term, such as 10, 20, 30 years. The sum assured (the amount payable as a result of a successful claim) and the premium are fixed throughout the term of the policy.

The sum assured becomes payable upon death to the beneficiary.

Many insurance providers allow for a joint policy where the policy will payout on first OR second death (will only pay out once). You decide which death you want it to pay out on at the outset.

There is no surrender value to these policies. If you stop paying the premiums the life protection stops. At the policy termination date the policy terminates without value.

Acceptance of these types of policies are subject to age, lifestyle and health.

Such policies are used for a fixed liability for a fixed term, such as an interest only mortgage.