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Renewable term assurance

Renew your term assurance policy with age being the only factor

This option enables you to extend the term of your term assurance policy with the new premium being only effected by your age.

On the face of it this doesn't sound all that great - you renew your policy. But consider that through the term of the original policy you fell ill, changed jobs to a far more dangerous one, etc, these factors would not effect your ability to extend your policy. Only your age would affect it.

However, as you get older term assurance policies get more expensive. So it is important you make the term of the renewable term assurance policy that matches your circumstances.