0800 634 4846

Can we help?

Call 0800 634 4846

& arrange your no obligation initial consultation - fee covered by us

Auto Enrolment

Work place pensions

Check to see if
this affects YOU

Pension
Calculator

How much do you need to put into a pension?

Do some sums!

Classes of worker

You need to categorise your staff

Understanding how The Pensions Regulator (TPA) class your staff when considering auto enrolment will ensure you treat each and every member of your staff as required by law.

Use the flow table below to help categorise your staff,-

Establish the staging date for the company depending on number of employees in your PAYE scheme as at 6th April 2012. more...

auto enrolment calss of worker

Assess the workforce to identify what category of worker they fall into.

You should note that ‘worker’ is defined as any individual who,-

  • works under a contract of employment (an employee)

    The contract does not have to be in writing and can be verbal or just implied. As such, this definition could include agency and casual workers, carers and nannies.

  • has a contract to perform work or services personally (i.e. they cannot send a substitute or sub-contract the work) and is not undertaking the work as part of their own business
auto enrolment calss of worker

Eligible jobholder
Aged between 22 and state pension age
Earning over £9,440 (2013/2014)

auto enrolment calss of worker

Must be auto enrolled
Employer contributions required
(Earnings between £5,668 - £41,450 apply for 2013/2014 - Employers using certified schemes will need to base contributions on definition of earnings/pensionable pay)

Non-Eligible jobholder
Aged 16 to 21 or 65 to 74 OR
Aged 16 to 74 but earn below £9,440 (2013/2014)

auto enrolment calss of worker

Do not need to be auto enrolled but can choose to opt in to the scheme.
Employer contributions required if Employee opts in to the scheme.
(Earnings between £5,668 - £41,450 apply for 2013/2014) - Employers using certified schemes will need to base contributions on definition of earnings/pensionable pay)

Entitled workers
Aged between 16 and 74
Earning below £5,668 (2013/2014)

auto enrolment calss of worker

Do not need to be auto enrolled
They have the right to join a pension scheme if they wish
Employer does not need to contribute unless this is a requirement under that scheme


Call 0800 634 4846 to arrange your initial consultation